Home Contents Net ®

Every year thousands of homes are damaged by fire, storms and other natural disasters with the majority of these households being substantially underinsured.

When people are underinsured, no one wins!

The policyholder loses because at claim time they don’t receive the full replacement value of their home contents, whilst the insurer not only misses out on collecting the correct premium, but is left to deal with a disgruntled policyholder who feels they have been let down.

Contents Net® is a web-based tool that enables users to quickly and easily calculate the correct replacement cost of their valuable home contents.

Easy to Use

Contents Net® works by asking the user a number of simple questions such as their address, occupancy type, number of bedrooms and other rooms, number of people and standard and level of contents.

Based on our expert research, which includes a vast pool of pricing and statistical data, machine learning and unique AI capabilities the application then presents users with a replacement cost estimate for their home contents. Each estimate is based on a detailed inventory list of items, quantities and prices and comes complete with a comprehensive PDF sum insured report.

The licensed home contents information available covers some 2,000 items priced up into 3 statistical grades, from average thru quality to prestige. There is a total of 36 separate contents categories covering all of the items you would normally expect to find in a home, such as: -

  • Appliances
  • Audio visual equipment
  • Bedding/Linen
  • Books/CD’s/DVD’s
  • Clothing
  • Computer/Communications
  • Cosmetics/Toiletries
  • Floor furnishings
  • Furniture
  • Jewelry (costume)
  • Kitchenware
  • Tools
  • Toys
  • Window furnishings

Contents Net® is available as a white label, fully customisable web based standalone calculator. It can be linked to any insurance or financial services web site to provide customers with a simple yet powerful tool to calculate their home contents replacement costs.

Contents Net® provides organisations and users with a service that will simplify the contents insurance process and give users the peace of mind, knowing that should the unthinkable ever occur, their family home and treasured possessions are insured for their true replacement cost.

Download a copy of Sum Insured Home Contents Net